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Commercial & Specialty · Zimbabwe

Cover most insurers will not write.

Bonds and guarantees, engineering, cyber: Allied writes the specialist commercial lines Zimbabwean business needs, alongside everyday commercial and farming cover. A short-term insurer since 2006, regulated by the Insurance and Pensions Commission, underwriting your risks simply.

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The specialist commercial lines Zimbabwean business carries, written simply.

The specialty book

Five specialist lines, written simply.

Bonds and guarantees, engineering and cyber, alongside everyday commercial and farming cover. Open any line and get a quote for exactly the cover you need.

01

Commercial

Structures · professionals · liability · directors

Commercial cover safeguards the structures and assets behind a business: the office, the warehouse, the commercial property. It protects the professionals a business relies on, from doctors and lawyers to accountants, and it answers the consequential loss that follows a claim.

Because a business is a legal person that can sue and be sued, the cover extends to liability, professional indemnity, and directors' insurance for the decisions taken at the top.

What it carries

  • Business structures and assetsOffice, warehouse and other commercial property
  • ProfessionalsDoctors, lawyers, accountants and other service providers
  • Consequential loss
  • Liability policies
  • Professional indemnity
  • Directors' insurance
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02

Engineering

Plant · equipment · construction projects

A specialist class of cover for the machinery and projects that build the economy. It answers the risks to mechanical plant and equipment, electronic equipment, and construction and erection projects, from installation through to operation.

Consequential loss, including advance loss of profits, sits alongside the legal liability that engineering work carries. Cover extends to environmental impairment from operating insured machinery such as mining.

What it carries

  • Mechanical plant and equipment
  • Electronic equipment
  • Construction and erection projectsProject installation, plant erection and operation
  • Consequential lossIncluding advance loss of profits
  • Environmental impairmentFrom operating insured machinery, for example mining
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03

Bonds & Guarantees

Guarantees · customs · construction · High Court

A specialist class built to keep business moving. Instead of tying up cash against what might go wrong, contracting parties hold paper securities: guarantees that stand as a fallback if an obligation is not met.

The bond is called on only in time of need, which facilitates trade and releases liquidity back to the parties.

What it carries

  • Financial Guarantees
  • Customs and Excise Bonds
  • Construction bondsBid bonds, performance bonds and advance payment guarantees
  • Master of High Court BondsLiquidation bonds and estate administration bonds
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04

Cyber

Cover for digital risk

Business now runs on ICT, and more and more information for individuals and organizations is stored inside those systems. That concentration is a risk in itself: if unauthorized persons access the systems, the financial loss can be severe.

Cyber cover insures against that loss. Allied places it through specialized insurance capacity, so the protection is there as the exposure grows.

What it carries

  • Financial loss from unauthorized access to ICT systems
  • Cover for individuals and organizations
  • Placed through specialized insurance capacity
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05

Farming

Crops · livestock · farm assets · liability

Cover for the farm as a working business. A farming policy can protect the crops in the ground, the livestock on the land, and the assets and equipment a farm depends on, together with the liabilities that come with agricultural operations.

Talk to us about a policy shaped around how your farm actually runs.

What it carries

  • Crops
  • Livestock
  • Farm assets and equipment
  • Farm liability
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Cover for the rest of your world.

Personal, home and motor cover for Zimbabwean families, alongside the specialist commercial lines.

Personal & Home

Houses, contents, electronics & accident

Motor

Comprehensive & third-party, flexible premiums

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Tell us the risk, we come back with a solution

Covered. Whatever your business carries.

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